You’ll likely need to pay a deductible for your extended warranty when it comes time to file a claim, though some companies offer plans with no deductible. You can either purchase an extended warranty from your manufacturer or choose an aftermarket option from a third-party provider. Other types of protection that often come with a factory warranty include:Īn extended car warranty, also known as a vehicle service contract or a vehicle protection plan, is an option that will cover your vehicle beyond its initial factory warranty. However, some car manufacturers offer shorter or longer coverage terms to customers. Factory plans often provide a bumper-to-bumper warranty period of three years or 36,000 miles along with five years or 60,000 miles of powertrain coverage. The most common types of limited factory warranties are bumper-to-bumper and powertrain warranties. Extended warranties are instead an additional coverage plan that can be purchased from either your car dealership or a third-party company. Factory warranties come with new vehicle purchases, though many manufacturers cover their certified pre-owned (CPO) vehicles with a limited factory warranty as well. There are two main types of coverage: factory warranties and extended auto warranties. Additionally, most car warranties exclude damages caused by car accidents, routine maintenance needs like oil changes and the replacement of wear and tear parts like brake pads. Car warranties typically have term or mileage limits, meaning your protection will run out after a certain period. We’ll use this article to offer recommendations on the best car insurance and best extended car warranty providers on the market today.Ī car warranty covers certain repairs and replacements to car parts damaged by defective components or workmanship flaws. In this time, we’ve reviewed over 95 companies in the insurance and warranty spaces combined. Our team has spent almost 800 hours researching auto insurance and over 500 hours learning about extended car warranties. We’ll also explain whether you need these protections for your vehicle or if you can go without. car insurance costs and coverage types to compare them. We at the Guides Auto Team will take a close look at car warranty vs.
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